I got another email today in the junk folder of my email from Prosper Inc titled “Are You Happy?”
Prosper Inc is a company in Utah that likes to contact people to offer over-priced informational and training products to people who are looking for ways to make more money. And they like to take advantage of people in a down economy, making promises that they have no intention to keep.
If you’ve ever searched the internet for ways to make more money and signed onto an email list, you may have encountered Prosper Inc or a similar organization.
In a prior post, I talked about how in January of 2009 I opened a new line of credit to pay for an internet e-business and marketing course and mentorship program with Prosper Inc. I opened a $6,000 credit card and spent over 5K for the course, which was not worth more than 2K, and as for the mentorship program… it never materialized. The mentorship turned into a program where I could call a “resource advisor” who would then ask me if I knew how to navigate the help section of their website. How’s that for someone starting out and knows little to nothing about the internet or online business?
After pre-selling me on all the features, they didn’t tell me that at only 5K I wouldn’t receive the mentorship program, they just told me I’d get it beforehand, then after I paid, the terms changed. See, they evaluate your financials and then make you an offer as to what they’ll let you pay to use their program, and unless you’re paying upwards of 10K, don’t expect a mentor. But again, they don’t tell you that, they talk about the mentor program, take your money, then they give you a “resource advisor”- different from the mentor program.
Beware of the Prosper Inc scam. When someone sends you an email, calls you up, and tries to play on your fears or create in you the assumption that you are not complete, whole, or that you are inherently unhappy without their product, asking “Are you happy?”, they are trying to manipulate you for their own financial gain. This may seem obvious to some, but when you’re sincerely eager to make a better life for yourself, you’re willing to take risks- and the vultures know this. They know how to paint a rosy picture and offer things of quasi-substance at an inflated price and then not deliver on all the things they promise.
To my last post about the Prosper Inc scam someone posted a very rude comment and called me a “fucking idiot”. I don’t know who the person was or what organization they represented, but this is the kind of hateful environment America has become in a recession, now a depression, a place where people prey on those trying to better themselves using fear and hate- and they’re okay with that.
If you think it’s okay to offer someone something, then change the offer after the fact without making the paying party aware, then that’s dishonest and bad business practice. It’s called stealing, scamming, and lying. I don’t do it to my clients, and no business anywhere should do it to theirs.
Be careful and be aware of anyone trying to “help” you during tough economic times. Ultimately you can make it, but hopefully I can save you some headaches and cash, cash which you can save and spend on necessary items while finding your answers from sources which are not trying to profit from your economic woes.
I’m very grateful that I can share my story with others and help people make an informed decision. I’m glad I didn’t give up on my web business and that I have found a way to succeed and help others at the same time.
If you enjoyed this post, make sure you subscribe to my RSS feed!